United Healthcare is the largest health insurance provider in the United States.
The health insurance quotes will offer some of the facts and main features of this company to help consumers decide is this insurer is right for them. This growing company offers health insurance to over 70 million individuals offering access to over 600,000 physicians, 5,000 hospitals, and 80,000 dentists. With so many healthcare professionals offering their services through this company, most individuals are able to receive the healthcare services they need.
Because there are so many members, this provider offers a variety of plans at a variety of costs. Even though plans vary, there are some features that are a part of all the plans.
Feature One: The first feature is a co-pay. All plans provide traditional coverage but these services require a co-pay.
Feature Two: All plans include health savings accounts. These accounts help members save money by allotting pre-tax dollars for medical expenses.
Feature Three: All plans also include a deductible. The higher the deductible, the lower the monthly premium. However, before choosing a high deductible in order to save money each month, be sure you can afford to pay the deductible you choose. If you can’t pay your deductible at the appropriate time, your benefits won’t begin.
For special circumstances, there are specialized plans. For example, students who are leaving home to go to college, United Healthcare offers a student coverage plan. For those over 65 who qualify for Medicare, there is a Medicare supplemental plan